Industries · Fintech

Fintech, where every claim is legally binding.

Regulation, category complexity and buyer sophistication all set the quality bar higher than generic technology writing can clear. The line between marketing and financial promise is legally binding.

PaymentsLendingEmbedded financeRegtechInsurtechWealth
Regulatory explainer · brief
SectionClaimSourceCheck
JurisdictionApplies in IN and SG; differs in EURBI DLG 2022; MAS PSACounsel
DefinitionWhat counts as a payment aggregatorRBI PA/PG guidelinesCited
ConsequenceSettlement timelines change for marketplacesClient data, anonymisedVerified
BoundaryNot advice; framework-awareEditorStated
Every claim in a fintech explainer carries a source and a check. The boundary is written into the piece.
What sets the bar

Category realities

01JurisdictionRegulatory sensitivity differs by market, and a single explainer often has to hold across several.
02ComplexitySimplification frequently means misrepresentation.
03The readerChief financial officers, chief technology officers and treasury teams read every claim.
04FrameworksKYC, AML, PCI, GDPR, SOC 2, PSD2, RBI and SEBI all shape what can be written.
Why generic shops fail here

Agencies simplify compliance into misstatements. Search-first writing ignores category vocabulary conventions. Founder-voice work without industry-specific credibility gets called out by the audience. Comparison content that ignores regulatory nuance damages trust faster than it builds it.

The reader

A treasury lead who has read the RBI circular and a CTO who has been through a PCI audit. They read for the claim that is wrong, and they find it.

Regulatory and category frameworks · global and India

Frameworks the writing has to respect

The writer knows these before the brief is written. The editor checks the piece against them before you see it. Framework-aware without pretending to be counsel.

FrameworkJurisdictionWhat it constrains in the writing
RBI digital lending guidelines, PA/PG guidelinesIndiaWho may be called what, settlement timelines, what a lending partner can claim.
SEBI rules on financial influencers and advertisingIndiaWhat a founder may say about returns, products and performance in public.
DPDP Act 2023IndiaHow customer data may be described, used in case studies and research.
PSD2, GDPREU, UKOpen-banking claims, consent language, data handling in research.
PCI DSS, SOC 2GlobalWhat security claims can be made, and in what words.
KYC and AML regimesPer marketOnboarding claims, comparison content, anything touching identity.
Pitfalls

Three pitfalls, written from work we have had to correct

Pitfall 01
The promise that became a guarantee

A founder post about returns read as a performance promise. Under SEBI's rules on financial influencers it was a problem the same day.

“You will earn 12% guaranteed returns that have historically ranged 9 to 12%, not guaranteed.”
Pitfall 02
The explainer that held in one market

A settlement explainer written for India was reused in Singapore. The timelines were wrong under the PSA.

“Settlement is T+1 everywhere T+1 in India under RBI PA/PG; T+2 under MAS PSA.”
Pitfall 03
The comparison that flattened compliance

A six-provider comparison scored “compliance” as a checkbox. A CTO reader listed the four certifications it conflated.

“All providers are compliant PCI DSS Level 1; two hold SOC 2 Type II; one holds RBI PA authorisation.”
Artifacts

What we produce here

Category educationRegulatory explainersCategory flagship reportsCEO and CFO voice programsEnterprise sales collateralComparison pieces
Recommended entryWhyPrice
Voice Standard for the CEO or CFOBuyers and regulators read the person first. Two platforms, monthly byline, boundaries on every position.₹1,49,000/mo
One regulatory explainer, pillarThe piece the category cites when the rule changes. Refreshed when the rule does.₹80,000
Research report on your transaction dataThe number the region cites, method disclosed. Per page, ten-page minimum.₹17,000/page
In the case library

Two fintech engagements.

Case 01 · Consumer fintech, founderUnited States
2K → 28K
Founder audience in nine months
2K → 28K
$12.4M pipeline attributed. 34 enterprise inbound opportunities a month, from 2. Inbound replaced outbound for enterprise deals.
VoiceEditorial
Read the file →
Case 08 · Payments infrastructureSoutheast Asia
8 → 184
Media citations a year
8 → 184
68 percent of closed deals cited the research report. The number became category infrastructure.
ReportsInbound
Read the file →
FAQ

One question we always get

Will you write about returns, rates or performance?
Only inside the framework that applies, with the boundary stated in the piece and counsel's sign-off where the framework requires it. We write framework-aware; we do not pretend to be counsel, and we say so in the brief.
Start with a conversation

Bring the rule that just changed. We will write the explainer the category will cite.

The audit maps who is teaching your category today, with screenshots, and the three claims you own and have not published. Sent 48 hours before the call.

Industry hero · a treasury desk with printed circulars